What services do you offer?

As a Certified Financial Planner (CFP) and fee-only financial advisor, I provide personalized financial planning, investment management, retirement planning, tax-efficient strategies, estate planning advice, and assistance with major financial decisions. My goal is to help you create a roadmap for financial success and peace of mind.

What does fee-only mean?

Fee-only means that I am compensated solely by my clients and do not receive commissions or incentives from selling financial products. This ensures that my advice is unbiased and aligned with your best interests.

Who do you typically work with?

I work with individuals, families, and business owners who want to achieve financial clarity and long-term success. My clients often include professionals planning for retirement, young families building wealth, and those navigating life transitions such as marriage, inheritance, or
career changes.

How are you different from other financial advisors?

As a CFP and fiduciary, I am held to the highest standard of care in the financial industry, meaning I am legally and ethically obligated to act in your best interests. My fee-only structure eliminates conflicts of interest, and my holistic approach ensures your entire financial picture is considered.

What is the process for working with you?

Our process typically involves the following steps:

• Discovery Meeting: We discuss your financial goals, challenges, and current situation.

• Data Gathering: You provide the necessary documents and information for a detailed analysis.

• Plan Development: I create a customized financial plan tailored to your objectives.

• Implementation: We put the plan into action and adjust as needed.

• Ongoing Support: I provide continuous monitoring, updates, and advice to ensure you stay on track.

How do you charge for your services?

I charge either a flat fee or a percentage of the assets under management (AUM), depending on your preferences and needs. All fees are transparent and clearly outlined upfront.

Do you have a minimum investment requirement?

While I do not have a strict minimum, my services are best suited for individuals who are serious about planning their financial future and can benefit from professional guidance.

Can you help with taxes?

Yes, I provide tax-efficient investment and financial planning strategies. However, I am not a CPA, so I do not prepare tax returns. I can collaborate with your tax professional to ensure a coordinated approach.

How often do we meet?

The frequency of our meetings depends on your preferences and needs. Typically, we meet quarterly or semi-annually to review your progress and make adjustments as needed. I am also available for ad-hoc consultations.

What is your investment philosophy?

I believe in a disciplined, long-term investment approach based on diversification, risk management, and aligning your portfolio with your goals and risk tolerance. My strategies are rooted in evidence-based practices, not speculation or market timing.

How do I get started?

Getting started is simple. Schedule a complimentary consultation through my website or contact me directly. During our initial meeting, we’ll discuss your needs, answer any questions, and determine if we’re a good fit to work together.

Are my assets and information secure?

Yes, your privacy and security are my top priorities. I use industry-leading technology to safeguard your personal information and partner with reputable custodians to ensure your investments are protected.

Can you help me plan for retirement?

Absolutely! Retirement planning is a core part of my services. I’ll help you determine how much you need to save, create a withdrawal strategy, and optimize Social Security and other income sources to ensure a comfortable retirement.

What happens if I have a financial emergency?

I’m here to support you during life’s unexpected events. We can quickly assess the situation, adjust your financial plan, and identify the best course of action to minimize the impact on your long-term goals.